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Are your records being turned over to collectors? Have you been concerned about losing your property or your vehicle?

Are your records being turned over to collectors? Have you been concerned about losing your property or your vehicle?

Self-Help

Having a budget

The first rung on the ladder toward using control of your financial predicament is always to do an authentic evaluation of how much cash you are taking in and exactly how much cash you may spend. Begin by listing your earnings from all sources. Then, list your “fixed” costs — the ones that are exactly the same each like mortgage payments or rent, car payments, and insurance premiums month. Next, list the expenses that vary — like groceries, activity, and clothes. Writing out all your valuable costs, also the ones that appear insignificant, is just a way that is helpful monitor your spending habits, determine necessary costs, and prioritize the others. Continue Reading →

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